⏰ Time to Buy
Discover the real cost of your purchases in work hours
Calculator
Tax Analysis
Your Income
Salary Type
Yearly Salary
Monthly Salary
Hourly Rate
Amount (€)
Hours per Week
Include Dutch Income Tax
Tax calculation is simplified and uses approximate rates.
Quick Stats
Gross Hourly Rate
€--
Net Hourly Rate
€--
Effective Tax Rate
--%
Your Savings Goal
Goal Name
Goal Amount (€)
Calculate Purchase Time
☕ Coffee (€5)
🍕 Lunch (€15)
👟 Sneakers (€100)
📱 Phone (€800)
💻 Laptop (€1,200)
🚗 Car (€25,000)
Item Name
Price (€)
To afford this purchase, you need to work:
--
Gross hourly rate
€--
Net hourly rate
€--
Item cost
€--
Work hours needed
-- hrs
Is It Worth It?
How much long-term value or joy will this bring you? (1-10)
Not much
5
A great deal
Consider this:
Could this money be used for something more valuable, like saving or investing?
Will I still be happy with this purchase in a month? A year?
Is this an impulse buy or a planned expense?